not a favorite, but our micro investing in a friend’s business went to crap and basically we lost about $30,000. We bought a new Jeep for cash (long term installment loans for bad credit) and practically gave the SUV to the wife’s cousin. They are more talented in replacing a transmission and the SUV was 14 years old. I was able to max out my 401K to $24K a year as I turned 50 last year. I think we saved about 40% of our income. We took an awesome trip to Prague, Salzburg and Munich and were able to pay for a few things for the group of 24 people that came along on the trip.