we wouldn’t have a mortgage

as we would be paying cash for the house, but your point about liability insurance as well as the other points you made are good ones.
I imagine I could provide a financial incentive for payments online. You’re right: I was projecting my own family’s values on to future renters.
Good point about the repairs though. I’d have to find someone local to handle that, but i would have to do that anyway even if I was living there.
So if he didn’t have roommates and it was just him living there, would you go ahead and buy?