Thank you, thank you, thank you

All of your responses have been great!I have much to think about and didn’t realize that even if we kept the loans as they are, with Dave’s plan we’d still be done in about four years. That’s a big point to consider since I thought we’d be saving time. My biggest reason for wanting to switch was to get PNC out of the picture since they’re such pains to deal with and our credit union has always been so helpful. The sad part is they can’t take over my car loan for the same or lower interest rate or I’d jump in a second.